Throughout 2022, we tracked the adoption rate of global crypto and digital currency initiatives and their potential long-term impact on the global financial system. In 2023, we extend our research and analysis to the ongoing disintermediation of the global financial system, crypto and blockchain cybersecurity, enhanced security measures  – as well as the evolution of the regulatory environment. A settlement on Wednesday of last week between U.S.-based cryptocurrency exchange Coinbase, Inc and New York’s Department of Financial Services (DFS) is where we begin in 2023 in our exploration of this emergent regulatory landscape (which is no longer on the strategic horizon).